Get Your Financial Confidence and Peace of Mind
When it comes to your future, go with a respected financial advisor in Cincinnati. Kellett Wealth has been helping people with their investment management, estate planning, retirement planning, life insurance policies, and much more. Whatever your situation may be, the financial advisors at Kellett Wealth move through it with confidence.
No matter where you are in life, ensuring you have a plan is the most important thing. Kellett Wealth Advisors offers a wide variety of financial services for people of all ages and stages of life. Whether you're just starting out, nearing retirement age, or everything in between, our team will give you the knowledge you need to achieve financial confidence.
Get in touch with us today, to learn more about what we can do for you!
Our Services
Financial Planning
The first step for any client is to build a financial plan. This is the strategy. The roadmap. The guide posts. We will spend time upfront to understand your life and financial objectives. We will assess your current assets and liabilities and build a plan to build those assets to meet your objectives. Before we charge anything or suggest an ongoing relationship, we develop the plan and share it with you. We build this plan from scratch for you.
Retirement Income Strategies
Our bread and butter is building a financial plan that meets your financial goals. This often revolves around how to provide income during retirement. We provide you a plan that takes into account your assets, age, and risk profile. We show you the cash flow you can expect from Social Security (yes, it will be here for you!), pensions, and your retirement assets. Those assets might be 401k, IRA, and personal investment account funds. No matter where the money sits, we build a comprehensive plan to deliver income when you are in retirement.
Investment Management
With so many investment opportunities and choices out there between the stock market, real estate, and cryptocurrencies, it can be hard to manage your entire portfolio. And with the market experiencing ups and downs, you might be tempted to keep more of your assets in cash. Kellett Wealth can help alleviate some of the stress that comes with managing your investments. We will take into account your life and financial situation and build an investment portfolio to meet your needs. We manage risk based on who you are and take on the stress of deciding where to invest, giving you the peace of mind to sleep soundly at night. As they say, it’s more about time in the market rather than timing the market.
Estate Planning
No one wants to think about life after they are gone, but planning your estate ahead of time is a practical solution that will ease the burden on your family. We can help you allocate your assets among your remaining family, designated charities, or any other avenues you would like to explore with your estate. We partner with estate planning attorneys in town to help you build your estate plan.
Tax Planning
We file tax returns for our clients as part of our service. As a result, we have a practitioner’s view of tax tips and tricks to help our clients. We provide planning to help you maximize deductions. We can also help you plan your withholdings so you minimize what you owe or receive as a return at tax time. After all, the best outcome is to avoid giving the government and interest free loan while also minimizing the odds of a surprise tax bill.
College Planning
Education is getting more and more expensive. Even public schools are seeing rises in tuition. This is why it is considered best practice to start planning for your children's education ahead of time. Kellett Wealth can help explain your options based on your financial situation and start investing in your child's future. Everyone deserves the chance to receive higher education. Don't let the financial aspect hold your child back. We can set up a long-term action plan that will see your college planning resources grow over time.
Company Retirement Plans
Kellett Wealth includes your company retirement plan in your financial plan. Even if we don’t manage the assets within a specific plan, we will look at the assets you have in the plan along with the investment options available. We provide you with a recommendation on how to invest the monthly contributions and re-balance as necessary. When we do this, we take into account the company plan you are in along with the other assets you have outside of that plan.
Insurance: Term Life, Long-Term Care, Fixed Annuities
Life insurance policies and annuities are often sold based on the commissions they generate. Our financial strategists can also help you choose between life insurance policies to find the one that makes the most sense for you and your assets. Our experienced team of financial advisors can point you in the right direction and give you peace of mind knowing you have the perfect policy for you, your family, or your employees rather than the one that generates commissions for a salesperson.
How Our Financial Advisor Services Work
Step One: Contact Us
The first step towards complete financial confidence is to contact our office. You can do this by clicking the "Let's Talk" button, after which one of our friendly and knowledgeable staff will reach out to you within 24 hours. During this initial call, we will schedule a date and time for you to come into the office and discuss your finances in greater detail.
Step Two: First Meeting
At the first meeting, we will get to know you, your family, and your finances so that we can build a financial plan tailored to your specific needs, your dreams, and your goals. We will also answer any questions you may have about the company or how we approach our financial advising and wealth management services.
Step Three: Building the Plan
Once we know a bit more about your situation, we will apply our experience and industry knowledge to create a customized financial plan based on your goals.
Step Four: Second Meeting
At this point, we will invite you back into the office to go over the plan we have come up with. We'll explain the plan in a simple, straightforward way that lays out exactly what you need to do to achieve your financial goals. We will also go over how we can partner with you to meet those goals and the advantages that come with it.
Step Five: Sleep On It
We understand that these types of decisions are serious and take time and consideration. We want you to feel completely comfortable before you make a decision. Take some time to think about the partnership and the strategy we present to you. Please let us know if you have any questions or concerns keeping you from making the decision.
Step Six: Paperwork
If you decide to partner with us for your financial planning and wealth management goals, we will have a third meeting to go over the final paperwork to become an official client.
Ready to Secure Your Financial Future? Let’s Get Started
We pride ourselves on helping others find financial security and confidence through good strategies, investments, and planning. Contact Kellett Wealth Advisors today to start the process and see what we can do for you. We look forward to meeting you and learning more about your financial goals.
Ready to get started? Contact us with any questions you may have!